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Senior Living

senior living

What Is Senior Living?
Senior living refers to a broad range of housing and care options for older adults, designed to meet varying levels of independence, support, and medical needs. These communities provide safe, age-appropriate environments for seniors—ranging from independent living for active adults to skilled nursing homes for those with complex health conditions.

Choosing the right senior living option depends largely on how much support a person needs with daily activities and medical care.

Types of Senior Living Communities
Here’s an overview of the most common types of senior living and who they’re best suited for:

1. Senior Apartments & Independent Living Communities
Best for: Active seniors who do not require personal or medical care

Care level: None; focused on lifestyle, amenities, and community

Also known as: 55+ communities, retirement apartments

Features: Maintenance-free living, social activities, and safety features

2. Assisted Living Communities & Board and Care Homes
Best for: Seniors who need help with activities of daily living (ADLs) such as bathing, dressing, and eating

Care level: Moderate; 24/7 staff assistance, medication management, and personal care

Features: Private or semi-private rooms, communal dining, planned activities

3. Memory Care Communities
Best for: Seniors with Alzheimer’s disease or other forms of dementia

Care level: High; structured routines, secure environments, and specially trained staff

Features: Cognitive support programs, 24/7 supervision, dementia-friendly design

4. Nursing Homes (Skilled Nursing Facilities)
Best for: Seniors who need 24/7 medical care or rehabilitation

Care level: Advanced; includes skilled nursing, post-surgical care, and chronic condition management

Features: Licensed nurses, physical therapy, short- or long-term stays

5. Home Care and Home Health Care
Best for: Seniors who prefer to stay at home but need support

Home Care: Offers companionship and assistance with ADLs

Home Health Care: Provides in-home medical services such as wound care, injections, or therapy

Care level: Varies by provider; customized to the senior’s health plan

How to Choose the Right Senior Living Option
The key factor in selecting the right senior living community is understanding how much care your loved one needs:

Independent seniors may enjoy the lifestyle and convenience of 55+ apartments or retirement communities.

Seniors needing personal care can benefit from assisted living or board and care homes.

Those with memory loss may require the secure environment of a memory care facility.

Seniors with medical needs may be best supported in a skilled nursing home or with in-home health services.

Senior Living Costs and Amenities
Costs for senior living communities vary based on the level of care, location, and included amenities. Some offer all-inclusive pricing with meals, housekeeping, and activities, while others are more à la carte. Communities that provide more medical support tend to be higher in cost.

Need help choosing the right type of senior living?
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Frequently Asked Questions

What are the different types of care homes?

The different types of care homes are residential homes, nursing homes, and specialist care homes, such as dementia care homes. Other types of residential care include assisted living and retirement villages. 

What is the difference between a residential care home and a nursing home?

The main difference between a residential home and a nursing home is that a nursing home has a qualified nurse on-site 24-hours a day to provide necessary medical care. This means nursing homes can provide a higher level of care. 

Can I change care homes if I am not happy?

If you or a loved one have moved into a care home but feel that you struggle to settle in, it is not the right fit or the location stops family from visiting regularly, you can change care homes. Make sure that you have read the terms of your contract to avoid any issues.

Can I get help with paying for care home fees?

Depending on your financial circumstances and your care needs, you may be able to receive help with paying your care costs. If you have capital below a certain amount, which varies between countries in the UK, your local authority will contribute towards your fees. The NHS may cover your nursing care fees in some circumstances and there are a few benefits you can claim while living in a care home.